Review nits: no funded_only opt-out for investment/contract; atomic reverse_transaction with rollback; refuse reversing a reversal; admin-gate note

coffer/ledger.py

@@ -231,8 +231,12 @@ class Ledger:
         Investments and contract payments draw funded credit only (granted credit
         is for services); they raise InsufficientCredit if funded is short.
         """
-        if funded_only is None:
-            funded_only = tx_kind in FUNDED_ONLY_TX_KINDS
+        if tx_kind in FUNDED_ONLY_TX_KINDS:
+            if funded_only is False:
+                raise TransferNotAllowed(f"{tx_kind} must draw funded credit only")
+            funded_only = True
+        elif funded_only is None:
+            funded_only = False
         _positive_int(amount_subunits, "transfer amount")
         if not reason:
             raise ValueError("a transfer needs a reason")
@@ -265,11 +269,17 @@ class Ledger:
 
         Money moves back from the original credit account (its funded lots) to the
         original debit account, restoring each draw as its original kind.
+
+        Operator correction tool only. It has no authorization of its own: an
+        admin/operator gate is REQUIRED before exposing it through any API,
+        CLI command or agent-facing route.
         """
         if not reason:
             raise ValueError("a reversal needs a reason")
         if not tx.debit_account or not tx.credit_account:
             raise ValueError("only transfers between two accounts can be reversed")
+        if tx.kind.endswith("_reversal") or "reverses_seq" in tx.meta:
+            raise ValueError("a reversal cannot itself be reversed")
         if any(t.meta.get("reverses_seq") == tx.seq for t in self.transactions):
             raise ValueError(f"seq {tx.seq} is already reversed")
         draws = tx.meta.get("draws") or []

coffer/product.py

@@ -350,6 +350,35 @@ class CofferProduct:
             "payee": self.balance(payee),
         }
 
+    def reverse_transaction(self, seq: int, reason: str) -> dict[str, Any]:
+        """Reverse ledger tx `seq` by its original draw kinds, saved atomically.
+
+        The in-memory reversal and the SQLite writes (lot rows rewritten,
+        reversal txs inserted) commit together or not at all; on any failure
+        the DB is rolled back and the ledger reloaded from it.
+        Operator-only: requires an admin gate before any API/CLI exposure.
+        """
+        tx = next((t for t in self.ledger.history() if t.seq == seq), None)
+        if tx is None:
+            raise ProductError(f"no transaction with seq {seq}")
+        try:
+            revs = self.ledger.reverse_tx(tx, reason)
+            for aid in {tx.debit_account, tx.credit_account}:
+                self._rewrite_lots(aid)
+            for r in revs:
+                self._persist_tx(r)
+            self.db.commit()
+        except Exception:
+            self.db._conn.rollback()
+            self._load()
+            raise
+        self._after_mutation()
+        return {
+            "reversals": [self.ledger.describe_tx(r) for r in revs],
+            tx.debit_account: self.balance(tx.debit_account),
+            tx.credit_account: self.balance(tx.credit_account),
+        }
+
     def grant_signup(
         self,
         agent_id: str,

tests/test_funded_only.py

@@ -46,7 +46,11 @@ class FundedOnlyTest(unittest.TestCase):
 
     def test_reversal_restores_original_draw_kinds(self):
         lg = ledger(40, 60)
-        bad = lg.transfer(L, O, to_subunits(100), "inv", tx_kind="investment", funded_only=False)
+        from unittest import mock
+        # Simulate the pre-fix code path that produced ledger seq 39 (promo drawn).
+        with mock.patch("coffer.ledger.FUNDED_ONLY_TX_KINDS", frozenset()):
+            bad = lg.transfer(L, O, to_subunits(100), "inv", tx_kind="investment")
+        self.assertEqual(bad.meta["draws"][0]["kind"], "promotional")
         revs = lg.reverse_tx(bad, "correction:inv")
         self.assertEqual([(t.kind, t.amount, t.meta["credit_kind"]) for t in revs],
                          [("investment_reversal", 4000, "promotional"),
@@ -62,3 +66,60 @@ class FundedOnlyTest(unittest.TestCase):
 
 if __name__ == "__main__":
     unittest.main()
+
+
+class FundedOnlyGuardsTest(unittest.TestCase):
+    def test_cannot_opt_out_of_funded_only(self):
+        from coffer.ledger import TransferNotAllowed
+        for kind in ("investment", "contract_payment"):
+            lg = ledger(40, 200)
+            with self.assertRaises(TransferNotAllowed):
+                lg.transfer(L, O, to_subunits(100), "x", tx_kind=kind, funded_only=False)
+            self.assertEqual(lg.account(L).balance_subunits()["promotional"], 4000)
+
+    def test_reversal_of_reversal_refused(self):
+        lg = ledger(0, 100)
+        tx = lg.transfer(L, O, to_subunits(100), "inv", tx_kind="investment")
+        rev = lg.reverse_tx(tx, "fix")[0]
+        with self.assertRaises(ValueError):
+            lg.reverse_tx(rev, "fix again")
+
+
+class ProductReverseAtomicTest(unittest.TestCase):
+    def setUp(self):
+        import tempfile, os
+        from coffer.product import CofferProduct
+        self.d = tempfile.TemporaryDirectory()
+        os.environ["COFFER_AUTO_PUBLISH_NEWS"] = "0"
+        self.path = f"{self.d.name}/c.db"
+        self.p = CofferProduct(self.path)
+        self.p.ledger.credit_subunits(L, 10000, CreditKind.FUNDED, "top-up", log=False)
+        tx = self.p.ledger.transfer(L, O, 10000, "inv", tx_kind="investment")
+        self.p._commit_accounts(L, O, txs=[tx])
+        self.seq = tx.seq
+
+    def tearDown(self):
+        self.p.close(); self.d.cleanup()
+
+    def test_reverse_persists(self):
+        from coffer.product import CofferProduct
+        self.p.reverse_transaction(self.seq, "fix")
+        q = CofferProduct(self.path)
+        self.assertEqual(q.balance(L)["funded_centicredits"], 10000)
+        self.assertEqual(q.balance(O)["spendable_centicredits"], 0)
+        self.assertEqual(q.ledger.history()[-1].meta["reverses_seq"], self.seq)
+        q.close()
+
+    def test_failed_save_rolls_back(self):
+        from unittest import mock
+        from coffer.product import CofferProduct
+        n = len(self.p.ledger.history())
+        with mock.patch.object(self.p, "_persist_tx", side_effect=RuntimeError("disk")):
+            with self.assertRaises(RuntimeError):
+                self.p.reverse_transaction(self.seq, "fix")
+        self.assertEqual(len(self.p.ledger.history()), n)
+        self.assertEqual(self.p.balance(O)["spendable_centicredits"], 10000)
+        q = CofferProduct(self.path)
+        self.assertEqual(len(q.ledger.history()), n)
+        self.assertEqual(q.balance(O)["spendable_centicredits"], 10000)
+        q.close()